It is no secret that America is at the forefront of the global financial crisis. At the heart of our financial crisis as a nation, lies the instability of our residential real estate market. Right now, America is seeing a downward spiral as her citizens rapidly lose their homes at never-before-seen, historic rates. To place blame on any one area or organization for this financial crisis would take a tremendous amount of research to determine exactly who or what is at fault. However, there is one group of people that are easily identifiable and who have made a significant contribution to the current mess that we are in. They are the real estate scammers.

Maryland has unveiled multiple lending products that are designed to help homeowners who are facing foreclosure. While some homeowners may not be able to qualify for the multiple loan products offered by the State of Maryland, those who do will lessen their chance of falling prey to mortgage fraud because they have a lifeline.
Scammers use the vulnerability of Maryland homeowners in foreclosure to take their equity and steal the title of their home which, subsequently, may leave them homeless and without choices.